Terms & Conditions

Effective Date: May 8, 2026

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Welcome to Spark3 Consulting. These Terms & Conditions govern your use of spark3consulting.com and any content, forms, resources, scheduling links, scorecards, or other materials made available through the website.

 

By using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

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1. About Spark3 Consulting

 

Spark3 Consulting provides CFO advisory, fractional CFO, financial clarity, forecasting, and value-building support for growth-minded, owner-led businesses.

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The information on this website is provided for general informational and educational purposes only.

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2. No Professional Relationship Created by Website Use

 

Using this website, reading our content, completing the CFO Clarity Scorecard, submitting a contact form, or scheduling a CFO Clarity Call does not create a client relationship, advisory relationship, fiduciary relationship, or professional engagement with Spark3 Consulting.

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A professional relationship is created only if both parties enter into a separate written agreement or engagement letter.

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3. No Financial, Legal, Tax, Investment, or Accounting Advice

 

The content on this website is intended to provide general business and financial education. It is not financial, legal, tax, investment, accounting, or other professional advice.

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You should not rely on website content as a substitute for advice from qualified professionals who understand your specific facts and circumstances.

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4. CFO Clarity Scorecard and Other Website Forms

 

If you complete the CFO Clarity Scorecard or submit information through the website, you are responsible for the accuracy and appropriateness of the information you provide.

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You should not submit highly sensitive information through website forms, including account numbers, tax identification numbers, payroll records, confidential financial statements, personal health information, or other sensitive personal or business information.

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Scorecard results and form submissions are intended to support a potential business conversation. They are not a formal financial analysis, valuation, audit, review, compilation, tax opinion, or engagement deliverable.

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5. EOS-Related Content

 

Spark3 Consulting may refer to EOS concepts such as Scorecards, Rocks, L10 meetings, Issues, and the Finance Seat.

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Spark3 Consulting is not affiliated with EOS Worldwide and does not provide EOS implementation services. EOS® is a registered trademark of EOS Worldwide, LLC.

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6. Website Content and Intellectual Property

 

All content on this website, including text, graphics, logos, articles, scorecards, frameworks, downloads, images, and other materials, is owned by or licensed to Spark3 Consulting unless otherwise stated.

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You may view, download, or print content for your personal or internal business use. You may not copy, reproduce, modify, distribute, sell, or use website content for commercial purposes without prior written permission from Spark3 Consulting.

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7. User Submissions

 

When you submit information through the website, including forms, scorecards, comments, or scheduling tools, you grant Spark3 Consulting permission to use that information to respond to your inquiry, evaluate whether our services may be a fit, prepare for a conversation, and provide related communications.

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If you provide an EOS Implementer’s name and email address and ask us to share a copy of your scorecard or related information, you authorize Spark3 Consulting to share your submitted information with that person.

8. Third-Party Tools and Links

 

This website may use or link to third-party tools and services, including Wix, Calendly, LinkedIn, Google Analytics, or other platforms.

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Spark3 Consulting is not responsible for the content, policies, security, availability, or practices of third-party websites or services. Your use of third-party websites or tools may be governed by their own terms and privacy policies.

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9. No Guarantees

 

Spark3 Consulting may discuss financial clarity, forecasting, cash flow, profitability, enterprise value, exit readiness, growth, and related business outcomes.

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We do not guarantee any specific financial result, valuation outcome, revenue increase, profit improvement, cost reduction, financing result, sale outcome, or business performance result.

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Your business outcomes depend on many factors, including your market, operations, leadership, financial position, team, execution, and external conditions.

10. Website Availability and Accuracy

 

We make reasonable efforts to keep the website accurate and available, but we do not guarantee that the website will always be error-free, current, complete, secure, or uninterrupted.

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Website content may be updated, changed, removed, or replaced at any time without notice.

11. Limitation of Liability

 

To the fullest extent permitted by law, Spark3 Consulting and its owners, employees, contractors, affiliates, and representatives will not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from your use of, or inability to use, this website or any information provided through it.

This includes damages related to business decisions, lost profits, lost revenue, lost data, lost opportunities, or reliance on website content.

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12. Indemnification

 

You agree to indemnify and hold harmless Spark3 Consulting and its owners, employees, contractors, affiliates, and representatives from any claims, damages, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms & Conditions, or your submission of information through the website.

13. Privacy

 

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect information submitted through the website.

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14. Governing Law

 

These Terms & Conditions are governed by the laws of the State of [Indiana], without regard to conflict-of-law principles.

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If Spark3 Consulting is legally organized or primarily operated in another state, replace [Indiana] with the correct state before publishing.

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15. Changes to These Terms

We may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised effective date.

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Your continued use of the website after changes are posted means you accept the updated Terms & Conditions.

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16. Contact

For questions about these Terms & Conditions, contact:

Spark3 Consulting
Email: admin@spark3consulting.com
Website: spark3consulting.com